Mortgage Center

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TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.

Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage loan officers live in your communities and know the area. Our professional experience and solid business relationships with local Realtors®, builders, and appraisers are assets to you.

TowneBank Mortgage offers a wide array of loan programs to provide you with the best possible fit for your needs.

Start your property search knowing EXACTLY how much you can qualify for and what your payments will be.  Find out exactly what mortgage is right for you based on your situation, don't just ASSUME that the fixed 30 year rate is best, or that you can only afford to buy based on an ARM.

Fill out this form or give us a call NOW at 888-637-1321 to learn what's available to you BEFORE you start shopping.

Get Pre-Approved for a Mortgage

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Loan Information

Interested in a loan? Want to get prequalified? Get started now!
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* Down Payment Assistance Program offered through North Carolina Housing Finance Agency. This letter for informational purposes only. Programs, rates, term and conditions are subject to change at any time. Actual loan qualifying is subject to verification and approval of income, credit, property, appraisal and other factors. This is not a commitment to lend.  

** This is for informational purposes only and should not be relied upon by you. Wilkinson ERA Real Estate is not a mortgage lender. Contact TowneBank Mortgage directly to learn more about its mortgage products and your eligibility for such products. Equal Housing Opportunity. This financing is designed to assist you in selecting the loan program that most closely suits your budget.  Financing is shown for comparison only. This is not an offer of credit or commitment to lend. Loans are subject to buyer/property qualification. Rates/fees are subject to change without notice. Cash reserves may be required for some conventional loans. 

Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. For a complete list of our products and services please visit or review our privacy policy. Equal Housing Lender. NMLS#512138.